I’ve just attempted to use the Pulse Point at Doncaster Holiday Inn. I put the terminal number in the app, which then stated I should use the Member option on the charger.....there’s either guest or membership card options. Went for membership card, then the charger asks to present card.....if I hold phone against machine it tries to charge via apple pay (as guest I’d imagine). So, it seems to me that it’s impossible to use the credit I’ve loaded onto the BP app? If I’m missing something, then it’s hardly straightforward and foolproof.