so basically, I was stationary and a delivery scooter driver hit me in my bumper, sounded like a BIG BANG. Either he wasn't looking or expecting me to brake to a stop? so my bumper is undamaged, just a little scuff, I wiped it off and boom disappeared, however his front mudguard was cracked, body work a little unclipped and he needs replacement forks as it pulls to the left etc.
when the insurer calls up if I say my car is undamaged and I do not wish to take further steps do I need to declare a non fault accident?( sometimes your price goes up, I've seen on comparison website).
There is no visible damage, is it possible that underneath, the crash bar etc could have been moved/damaged. I'm pretty sure the impact was from his front wheel to my bumper at 10-20mph hence no damage but I pushed my foot against the bumper and the zoe bumper pushes in, touches the crash bar and comes back out.
when the insurer calls up if I say my car is undamaged and I do not wish to take further steps do I need to declare a non fault accident?( sometimes your price goes up, I've seen on comparison website).
There is no visible damage, is it possible that underneath, the crash bar etc could have been moved/damaged. I'm pretty sure the impact was from his front wheel to my bumper at 10-20mph hence no damage but I pushed my foot against the bumper and the zoe bumper pushes in, touches the crash bar and comes back out.