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Discussion Starter · #1 ·
Basically I want to get the insurance as cheap as possible with 21 days being the sweet spot.

If Telsa phones me on the Monday and says the car is ready for this coming Saturday how long can I push them back?


The cost of insurance is
£688 with 4 days notice
£438 with 321 days notice

what is the longest I can push back of course.
 

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Hyundai Ioniq Electric Premium SE 2018 Black
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Don't push back, get the car and take it home on a separate 1 day insurance plan. Then don't drive it until you are at the 21 days notice. Assuming you have another car at home to use meanwhile.
 

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Basically I want to get the insurance as cheap as possible with 21 days being the sweet spot.

If Telsa phones me on the Monday and says the car is ready for this coming Saturday how long can I push them back?


The cost of insurance is
£688 with 4 days notice
£438 with 321 days notice

what is the longest I can push back of course.
You meant 21 days there yes? I'm considering similar options, my plan is to insure mine at the 21 days notice and keep my current car on a temporary policy until it sells
 

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You can't keep the car uninsured even at home unless you declare it off road.
The car may be seized and towed to a compound where you will have to prove insurance and pay a release fee. You may also be liable to prosecution and a consequent fine and points on your license.
 

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You can't keep the car uninsured even at home unless you declare it off road.
The car may be seized and towed to a compound where you will have to prove insurance and pay a release fee. You may also be liable to prosecution and a consequent fine and points on your license.
The world might also end tomorrow.
 

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Just declare it off road, it takes two seconds.
 
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VW ID.3 1st Edition & Tesla M3 LR
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Personally, I'd still want it insured even if it's declared SORN, unless I'm misunderstanding something here?
 

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I took delivery at home and parked it in the garage for a couple of days to get the insurance down. 21 days might be the sweet spot, but my quote was close enough to that for waiting only a couple of days. It was something like £100 cheaper just to delay for 2 days and then another £50 less again to wait for the full 21 days.
 

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VW E-Golf
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Tell Tesla you’re going on holiday. Oh, wait, lockdown.

Never come across this buying insurance in advance in 40 years of driving, sounds bizarre. Personally if I had a Tesla coming I’d be so excited I’d be itching to get my hands on it, so I’d take the £250 hit which is hardly significant compared to the cost of the car. But that’s just me.
 

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Ioniq 5
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Just book the insurance policy in advance and then tell the insurance company you'll give them the reg when you have the car.

Then just phone up on the day you're going to collect the car to activate the policy.
 

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Discussion Starter · #12 ·
Don't push back, get the car and take it home on a separate 1 day insurance plan. Then don't drive it until you are at the 21 days notice. Assuming you have another car at home to use meanwhile.
Better still get 2 hour insurance to drive it home and put it on my drive way.

Thanks guys
 

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You can always take out insurance and cancel it within the 14 day cancellation window, check each policy for charges, usually they will just charge you for the days you've had covered pro rata
 

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Tell Tesla you’re going on holiday. Oh, wait, lockdown.

Never come across this buying insurance in advance in 40 years of driving, sounds bizarre. Personally if I had a Tesla coming I’d be so excited I’d be itching to get my hands on it, so I’d take the £250 hit which is hardly significant compared to the cost of the car. But that’s just me.
Sounds like you've been paying over the odds for the last 40 years, lol. If you get a quote for insurance to start immediately it is usually significantly more expensive than even for cover starting the following day. Quotes for insurance starting 21 days later are often the cheapest, but I've found that you get most of that reduction by starting your insurance only 2 days later. So that's what I did this time as I didn't really need the car urgently. I think my saving was around £100. Not a significant amount compared to the cost of the car, but nearly 20% cheaper on the insurance premium.
 

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VW E-Golf
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Sounds like you've been paying over the odds for the last 40 years, lol. If you get a quote for insurance to start immediately it is usually significantly more expensive than even for cover starting the following day. Quotes for insurance starting 21 days later are often the cheapest, but I've found that you get most of that reduction by starting your insurance only 2 days later. So that's what I did this time as I didn't really need the car urgently. I think my saving was around £100. Not a significant amount compared to the cost of the car, but nearly 20% cheaper on the insurance premium.
Too much? Don’t think so - £241 fully comp with protected bonus through confused.com or the meerkat one (can’t remember) ... I’m ok with that.
 

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Discussion Starter · #18 ·
Tell Tesla you’re going on holiday. Oh, wait, lockdown.

Never come across this buying insurance in advance in 40 years of driving, sounds bizarre. Personally if I had a Tesla coming I’d be so excited I’d be itching to get my hands on it, so I’d take the £250 hit which is hardly significant compared to the cost of the car. But that’s just me.

I already have SR+ from EVEZY/ONTO and I am trying to PCP a Long Range so not exciting at all.
 

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Discussion Starter · #19 ·
Too much? Don’t think so - £241 fully comp with protected bonus through confused.com or the meerkat one (can’t remember) ... I’m ok with that.

The saving on your policy will be the same in % terms I'd image £50, go do a quote for today and another for 21 days time. Its a know thing see Martin lewis

 
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