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Discussion Starter #1
Hi everyone.

I' m picking up my Nissan Leaf Tekna 30kw this pm and just remembered to get it insured!

I rang the RAC who via Aviva have quoted £800 to include one year GAP insurance and £200 excess. I know the Leaf (2017 reg) is much newer and more expensive than my old Aygo, but even so this seems very expensive to me. Anyone find a bargain policy for their EV?
 

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Give goskippy a try. £430 for social, domestic and commuting with 15,000 miles, and 3 points on my license.
Previously I had my Laguna with Tesco for £550 and they wanted £300 more for the Leaf! Comparison sites wanted £600-800.
My apprentice's dad mentioned he was paying just over £300 for his Merc with goskippy who I'd never heard of, so I gave them a go and saved loads!

I got separate gap insurance for £139 with a return to invoice price policy through directgap.co.uk
 

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Discussion Starter #4
Sounds poor - you should get 3 years gap insurance on-line for about £100 +/-
Hi Orrery,

It's general car insurance I'm after - fully comp and wondered what most people would be paying for their Leafs or similar EVs. Cheers, Jan
 

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Discussion Starter #5
Give goskippy a try. £430 for social, domestic and commuting with 15,000 miles, and 3 points on my license.
Previously I had my Laguna with Tesco for £550 and they wanted £300 more for the Leaf! Comparison sites wanted £600-800.
My apprentice's dad mentioned he was paying just over £300 for his Merc with goskippy who I'd never heard of, so I gave them a go and saved loads!

I got separate gap insurance for £139 with a return to invoice price policy through directgap.co.uk
Hi Xaccers,

Thank you for your reply.

Had never heard of goskippy before joining this forum. What a strange name! £300 sounds good for a Merc.

I'll re-post when I have found something more reasonable.
 

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£245 for 2 drivers both over 40.
Clean licences and no claims etc for the five years and full NCD.
Aviva, who were excellent when someone bumped one of my cars while parked a few months back.
 

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Insurance is so dependent upon your postcode, usage, history and age.

my previous insurer (Co-op EcoInsurance) wouldn't insure the leaf, i switched to Aviva at under £300pa. got £40 cashback by going via Quidco too so all told better deal than on my previous car. Gap Insurance available separately from www.gapinsurance.co.uk for ca £120, don;t assume your getting any saving by bundling it in with car insurance.
 

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It's general car insurance I'm after - fully comp and wondered what most people would be paying for their Leafs or similar EVs. Cheers, Jan
I understand, but it is a bad idea to mix gap and general insurance.

We pay £253 with Churchill as of a couple of weeks ago. We didn't renew with the Co-op as it had gone up. We are on about the maximum discounts, protected no-claims etc.

Interestingly, I also renewed the Skoda Octavia and paid £170 with Quote Me Happy, so I beginning to think that EVs are attracting a premium.
 

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Got a quote today from PlugInsure for a Tekna on 15k pa for me and my partner both 58. No accidents or convictions but both of us have other cars and so no claims discount accrued is used on those. Very nice bloke on other end offered an introductory 1 year no claims discount including limited commute and business use £268 and £293 to inc legal cover and car hire.

Really liked talking to a company (broker) who specialise in EV's they use Ageas Insurance. Will prob go with them but also was recommended to try Aviva by the Nissan dealer.
 

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Discussion Starter #11
I found Plug Insure via ZapMap link and including my 9 year no claims bonus and including legal cover, courtesy car, vandalism cover, EU driving, (£300 excess), paid £274.00. Very pleased. Yes, underwritten by Ageas - the same company as RAC who wanted to charge me over £500 more!

Very glad I shopped around. Sam at Plug Insure www.pluginsure.co.uk couldn't have been more helpful and friendly. Would definitely recommend. Nice to deal with a fair-minded organisation, rather the greedy monolith that is the RAC, who are affectively penalising EV owners, who are probably more likely to be ethically minded and perhaps also safer drivers!

Still in love with my Leaf despite another semi disastrous visit to London last week, where lack of rapid chargers led to hairy trip. Charging companies, need to upgrade their slow chargers to rapid ones PDQ, if we want more take-up of EVs.
 

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Quoted £ 312 by Direct Line on a 2015 Tekna. Thats £ 15 less than my 20 year old Rover 416 Im currently running about in with the same company.
 

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Just off the phone 11th Apr 2018.

For 30Kw Tekna now having done 6000 miles in the past 12 months. Prices quoted for self and wife to driive 6000-7000miles. Prices ranged from £221 to £347. Someone is having a laugh.

Gave up on RAC/AA and very many others, simply because they wanted far too much info before supplying a simple quote. Pretty much the last thing many of these companies asked was "What kind of car are you wanting to insure?"!
 

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Just had a renewal through from One Call for my 2016 30kWh - actually went down to £274 - 12,000 miles, comp, 12 years no claim, 53 year old husband and wife. Includes legal and breakdown (although not needed because still under warranty). Tried price comparison sites and others online and couldn't find it cheaper. Makes a change, usually have to change every year. My son's Fiat is with Admiral and they wanted £500, found for £380 online and they immediately matched it. All a bit of a waste of everyone's time.
 

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I think most insurances take more account of where you live rather than the car. I live on a Scottish Island and mine is about £185 per year full comp owner driver with two named drivers.
 

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Insured mine through Privilege for £300 and that was with no NCD because it's my second car.
Already had 2 for 1 cinema tickets so got me an Oleg BB8. Simples. :D
 

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New Leaf 40 went down from 225 to .200. Over a 30
 

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I auto renewed with Aviva - cheaper than last year, cheaper than 3 separate online comparison sites; and at £245 not worth my time ringing other companies not included in the comparison check to possibly save a tenner.
 

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Pretty much the last thing many of these companies asked was "What kind of car are you wanting to insure?"!
There's a good reason for that, it's mostly irrelevant except in certain extreme edge cases.

You could be driving a £100 banger that they could insure for practically nothing, but that doesn't change the cost of a collision between you and a Bugatti Veyron. The cost of damage to a third party vastly outweighs the repair of your own car, especially if personal injury gets involved. That's mostly the reason why third party only cover is not much cheaper than fully comp.
 

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Why would you get GAP on a used car.....?
It's arguable if it's needed on a new car after it's become a few months old, it's simply not needed on a used one.
Anyway, the insurance on my Leaf was only £20 more than the Juke.
I'm £236.32 fully comp with Admiral.
 
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