My insurance renewal is coming up and I was pleasantly surprised to find that my quote vs last year had quite literally halved. Yes, you read that right, halved. I'm rather curious to know why this is - I've been driving for 19 years, 11 years NC, no convictions, and the same car, mileage, address and occupation. I checked to see if there was some mistake, like changing comprehensive to a lower level of cover, or removal of an optional extra; but no, literally a straight renewal. The only clue was the mention of 'in line with the latest regulations' so I wonder if there has been some crackdown on price gouging, or else insurers are no longer spooked by the prospect of supply chain issues?