[Jayne]

What do you need from a car?
What do you want from a car?
What is your realistic budget?

I'd compare the options using those three questions. Then once I'd got a shortlist or main contender I'd go get a (preferably long) test drive it to make sure I like it.

Don't think we can really help much without knowing what you're looking for in a car, because it's all so individual.

Alternatively, if the eGolf is working well for you and buying it outright is an option, then why not?