3kW is slightly in excess of the plug and socket rating (3,000 / 230 = 13.04A). Most granny leads approved for UK use can only charge at about 2.3kW (10A). Presumably you're using something not UK approved?
Granny charger was bought from a UK supplier. Specifications quoted = BS EN IEC 62752:2016+A1:2020 -
In-cable control and protection device for mode 2 charging of electric road vehicles (IC-CPD) & BS EN IEC 61851-21-2021 -
Electric vehicle conductive charging system Electric vehicle requirements for conductive connection to an AC/DC supply
Yes, 3kW is possibly pushing the envelope a bit (Actually looking at the Octopus information it is just under 2.8kW ), but the CU upgrade was to accommodate a wall-box in the future, so the only point of failure COULD be the wall socket, which is EV rated anyway so should last a few years.
There was no mention of PEN protection anywhere in the literature/specification, just over & under voltage protection, which I assumed was the same - Probably not?
Of course, there are exceptions.
Out of interest did you go for a Matt:e box or similar or did you have an earth rod ?
Matt:e

?
No there is no earthing rod, but according to the specification it has ground protection, and the garage master switch is connected directly to the house supply (Via Tails), therefore using the house earth. Apparently an earth rod is no longer required as stated in IET wiring regulations update in 2020.
Eventually, when I get a BEV, I will complete the installation and get a wall box. But until then my portable charger works for me and my PHEV.